How National Motor
Insurance Recovery &
Settlement Works

Motor Insurance Recovery Is The Process Where Insurers Reimburse Each Other After Liability Is Established. In Most Markets, Recovery Decisions And Settlement Execution Are Disconnected

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Agreements Are Reached, But Money Moves Slowly.

Mosadad Closes This Gap By Combining Shared Recovery Workflows With Banking-Grade Settlement Rails

The Mosadad Recovery & Settlement Flow

Five Steps To Settlement

A Transparent, Auditable Process From Initiation To Closure

Step 01

Recovery Initiation

The Non-Fault Insurer Raises A Recovery Case On The National Platform Using A Standardized Structure.

Step 02

Counter-Insurer Review

The At-Fault Insurer Reviews The Case Using The Same Data Format, Timelines, And Rules.

Step 03

Dispute Handling

Disputes Are Raised, Responded To, And Resolved Inside The Same System With Full Visibility.

Step 04

Settlement Execution

Once Agreed, Settlement Is Executed Through Virtual Wallets Connected To Banking Rails, Removing Manual Follow-Ups And Delays.

Step 05

Claim Settlement Closure

Settlement Status Is Tracked To Closure, Enabling Clean Reconciliation And Reporting.

Important Boundaries

What Mosadad
does not do

Mosadad standardizes interaction and settlement execution, not liability or commercial judgement.

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Decide Liability

Insurers Retain Full Authority Over
Fault Determination

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Force Settlements

Commercial Decisions Remain With
Each Insurer

See How It Applies to You

Explore solution pages tailored for your role in the ecosystem

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